Production Insurance Now Available To Clients Nationwide

Effective immediately, Zeboray Insurance Services is now offering production insurance to clients that reside in and/or base their business in states other than California. There are a of couple states (including New York) where adult is not available, but that will be corrected by November.

Greg Zeboray's letter that was sent to all members of the U.S. House and Senate

As the healthcare debate rages on, it is important people understand what is really going on here, and how important it is that the entire proposal(s) be scrapped. This is not just about covering the truly needy - the poor and sick - but rather a complete governmental takeover of our system. While the letter is long, it will give you a better understanding of just what they want to do, how it will impact you, and how simple it would be to fix what is wrong with our current system. This must be stopped! Read The Letter Here

Adult Production Insurance Now Available Through Zeboray Insurance Services

After eight (long) months without, the adult industry once again has insurance available through an A(XV)-rated, California admitted carrier. 

North American Specialty, a member of the Swiss Re Group, in conjunction with Abacus Wholesale Insurance Brokers has made a firm commitment to adult. In addition to the standard GL and DICE annual policies, they are now offering the following: 

Short Term Production Policies (Single Production or Series up to 1,000,000 in Gross Production Costs. Maximum duration 60 days); 

Cast Extra Expense (Cast extra expense is now available for production programs. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement. Cast limits available are 100%, 75%, 50% and 25% of Gross Production Cost.) 

The best part about this new program is the technology: because we enter everything directly into their system (eliminating the need for paper applications), we can offer a quote within 2 or 3 minutes, bind immediately, and receive the policy within another 10 minutes. Additionally premium can now be paid with a  credit card.  

Employers have a wide variety of human resource needs they must address, including benefit plan administration, employee recordkeeping, payroll, 401k, COBRA, 125 POP/FSA, worker’s compensation insurance, regulatory compliance, etc. Typically, an employer meets these needs by hiring multiple vendors, each of which deliver their service through separate systems. As a result, the employer and the employees do no have a single place they can access to manage all of their human resource and benefit plan needs. Until now …

HRConnect is an online, integrated human resource management system that meets ALL of an employer’s and employee’s needs. HRConnect includes a benefit plan administration system that is set up and maintained by our agency. It summarizes all benefit plans and provides contact information for all carriers, enrollment forms, and other important information. Surveys of HR mangers all draw the same conclusion – the most common employee inquiry is about health and benefit plans, so an effective HR system must have robust benefit plan administration capabilities, and HRConnect meets this need by having a system maintained by the local health and benefits expert. 

HRConnect includes a variety of other capabilities as well, including employee recordkeeping, company calendar, HR reports, vacation and attendance tracking and a company information section. In addition, HRConnect is seamlessly integrated with leading providers of payroll, COBRA, 125 POP/FSA, regulatory compliance, and other services that encompass the entire range of employee benefits and HR services. As a result, an employer can have HRConnect act as a single “hub” to process all of their HR needs. 

As Zeboray Insurance Services completes the move from a stand-alone health insurance broker to a comprehensive employer group benefit plan provider, we are pleased to announce the addition of the following companies to our list of available carriers:  Aetna (health, dental, life, and desirability), American Specialty Health (chiropractic and acupuncture), Ameritas Group (dental and vision), Cigna (health), Golden West (dental and vision), Kaiser Permanente Choice (health), Premier Choice (dental), Sharp Health Plan (health), and VSP Vision Service Plan (vision),  These are in addition to our longstanding relationships with Anthem Blue Cross (health, dental, and life), Blue Shield of California (health), Health Net (health), and Delta Dental (dental).

Additionally, we now offer CaliforniaChoice and CaliforniaChoice 51+. These are unique programs that allows employers to set a monthly budget for employee health benefits, and offers each of their employees  the ability to choose from 3 health plans and 8 benefit plan designs (5 and 10 on the 51+). 

To learn more, please click here to visit our dedicated health site.